affordable black car service nyc

Quick Takeaways Full Comparison Table Option Base Fare 2026 (est.) Congestion Surcharge Worst-Case Surge Reality Fixed Rate Available? Insurance & Licensing (per TLC) Avg Rating (as of Dec 2025) Notes Yellow Taxi Metered (~$3 + $0.80/5th mile) $2.50 (zone) N/A Partial (airports) Full TLC ~3.5/5 Reliable for hails, but no pre-book; older vehicles common. Uber/Lyft