luxury black car service nyc

Quick Takeaways Full Comparison Table Option Base Fare 2026 (est.) Congestion Surcharge Worst-Case Surge Reality Fixed Rate Available? Insurance & Licensing (per TLC) Avg Rating (as of Dec 25, 2025) Notes Yellow Taxi Metered (~$3 + $0.80/mile) Varies by zone (~$9-15) N/A, but traffic jacks up meters No TLC-licensed, insured ~3.5/5 from forum chatter Hail