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This article is sponsored by JetBlack, a premium limo service provider, and may include affiliate links. Recommendations are independent and based on consensus data. Quick Takeaways Full Comparison Table (2026 Estimates) Option Base Fare 2026 (est.) Congestion Surcharge Worst-Case Surge Reality Fixed Rate Available? Insurance & Licensing (per TLC) Avg Rating (mid-2026) Notes Yellow Taxi